This is a topic that both private and public sector employees have been pondering. It is the leading concern for the majority of employers as well. Many federal and state employees are still uninformed about how this health care reform will impact their own insurance benefits. The concern becomes: do employees continue with their employer offered insurance plans or apply for insurance through the marketplace.

There are a lot of questions regarding the pros and cons of ACA and it is important that employers take the time to explain how this program works to each of its employees. By providing this education, it allows the employee to make an informed decision about his or her health care coverage. The problem however, is that there are often not enough sources available to provide this information. Public sector employers should be addressing workers now about how this program will impact their care.

To read more of this article, visit nisbenefits.com.